Sign Up Policy

In this Agreement:

1. “Company”, “we”, “us”, “our” means Garg Ventures Private Limited, which operates the Platform under the brand “Stock Bazaar”.
2. “User”, “you”, “your” means any natural or legal person who accesses, registers on, or uses the Platform.
3. “Services” means all features, content, tools, products, services, functionalities and interfaces made available through the Platform from time to time, including market data, charts, technical screeners and scanners, analytics, back-tested and historical performance data, watchlists, portfolio tracking and import tools, research reports, educational content, alerts and notifications, community and user-generated content features, application programming interfaces, and any integrated or linked services provided by regulated intermediaries or other partners, together with any new features the Company may introduce.
4. “Third-Party Data Providers” means third-party data vendors, exchanges, quotation providers, software vendors and external information repositories that supply raw, delayed or processed data feeds to the Platform.
5. “Applicable Law” includes all Indian laws, rules, regulations, circulars and guidelines, including those issued by the Securities and Exchange Board of India (SEBI), the Reserve Bank of India (RBI) and other regulators, to the extent applicable to the Services.
6. “Personal Data” means any information relating to an identified or identifiable natural person processed by us in connection with the Platform.

1. You represent that you are at least 18 years of age and competent to contract to register for an account, subscribe to services, or utilize any feature of the Platform under Applicable Law.
2. By creating an account, you expressly represent and warrant that you have attained the age of majority, possess full legal competency to enter into binding agreements under the Indian Contract Act, 1872, and are not barred or disqualified by applicable law from accessing digital financial tools.
3. Any access to or use of the Platform by an individual under 18 years of age is strictly unauthorized, unlicensed, and in direct breach of these Terms. We reserve the right to immediately terminate any account identified as being registered by a minor without prior notice.
4. Where Services are linked to regulated activities (such as stock broking, research or investment products), you may be required to onboard with a SEBI-registered intermediary or other regulated entity through separate agreements and disclosures, which will additionally govern that relationship.
5. You agree to provide true, accurate, current and complete information during registration and to keep such information updated at all times.
6. You are solely responsible for maintaining the confidentiality of your login credentials and for all activities undertaken using your account. The Company does not assume any responsibility for maintaining the confidentiality of your login credentials.

1. The Platform provides market data, analytics, technical screeners, algorithmic alerts, scanners and portfolio tracking tools, and may provide other educational or informational content, similar to other online stock market research and investment platforms.
2. All content on the Platform including market data, charts, screeners, scanners, alerts, analytics, text and portfolio tools is provided for informational and educational purposes only and does not constitute investment advice, research reports, portfolio management, execution services or any promise of returns.
3. The Platform is not a SEBI-registered investment adviser, research analyst, portfolio manager or stock broker, and nothing on the Platform should be treated as a recommendation to buy, sell or hold any security.
4. You acknowledge and agree that market data, corporate filings, quotes, pricing, company fundamentals and index values displayed on the Platform are outsourced and procured from Third-Party Data Providers, external APIs and public domain sources over which the Company exercises no direct operational control.
5. The data, calculations, ratios, formulas and outputs displayed on the Platform may contain discrepancies, inaccuracies, timing lags, transmission delays, software anomalies or omissions, and may be subject to human error during data compilation, aggregation, formatting or manual data entry.
6. You expressly agree and undertake that you will independently verify all data, stock quotes, financial metrics, corporate actions and announcements from official stock exchange websites (e.g., NSE, BSE), regulatory filings, company press releases or other primary sources before executing any trade, investment or financial transaction.
7. The Platform’s automated filters, screeners, technical scanners and alert engines operate on mathematical parameters and third-party data inputs. You acknowledge that:
   1. Scanners and alerts may fail to trigger, suffer network delays, or experience technical errors;
   2. Certain stocks, securities, derivatives, volume spikes, breakout levels or technical patterns may be completely missed out, excluded or delayed;
   3. Scanners and alerts may produce false positives or false negatives;
   4. Alerts and scanner results do not constitute automated trading instructions or buy/sell signals, and you remain exclusively liable for assessing market conditions.
8. You are responsible for the accuracy of any broker or demat accounts or other third-party services that you connect to the Platform, and for all investment and trading decisions you make. The Platform does not independently verify holdings or transactions reflected in such accounts.
9. Access to the Platform is provided on an “as is” and “as available” basis, without any warranty of uninterrupted availability, completeness or error-free operation.

1. You agree not to use the Platform for any unlawful purpose or in any manner prohibited by this Agreement or Applicable Law.
2. You shall not:
   1. attempt to gain unauthorised access to the Platform, other user accounts, servers or networks;
   2. interfere with or disrupt the integrity or performance of the Platform;
   3. scrape, copy, harvest or extract data from the Platform at scale or by automated means, except as explicitly permitted by us in writing;
   4. resell, sub-licence, or otherwise commercialise access to the Platform or any content or data obtained from it without our prior written consent and, where applicable, consent of our data and technology providers;
   5. use the Platform to disseminate misleading or manipulative content concerning securities or markets;
   6. violate any applicable KYC, AML or sanctions requirements.

1. You are solely responsible for the authenticity and credentials of any third-party broker or demat accounts linked to the Platform.
2. You agree not to scrape, harvest, or extract data from the Platform at scale or through automated means without prior written authorisation.
3. You agree not to resell, sub-licence, or commercialise access to the Platform or its proprietary interfaces.
4. We reserve the right to suspend or terminate accounts that breach these Terms or engage in abusive behaviour.

1. All rights, title and interest in and to the Platform, including its interfaces, underlying software, design, trademarks (including “Stock Bazaar”), logos, data compilations and content (other than third-party content and user-generated content) are owned or licensed by the Company.
2. All content on the Platform including market data, charts, analytics and text is provided for your personal, non-commercial use only. You may not use, reproduce, re-distribute or exploit any of it for commercial purposes without a separate licence from, where applicable, our data and technology providers.
3. Subject to your compliance with this Agreement, you are granted a limited, non-exclusive, non-transferable licence to access and use the Platform solely for your personal, lawful use.

1. The Platform may contain links to or integrations with third-party websites, services, brokers, depositories, payment gateways or content providers. Such third-party properties are governed by their own terms and privacy practices, and are not under our control.
2. We do not endorse, warrant or assume responsibility for any third-party services, content or security practices.

1. Investments in securities and financial products are subject to market risks, including the risk of loss of principal, high volatility, leverage risk in derivatives and systemic risk.
2. Past performance of markets, securities, strategies or platforms is not indicative of future results.
3. Use of margin or leveraged products (such as futures and options) may result in losses exceeding your initial investment, as highlighted in public communications and commentary regarding derivative trading risks in India.
4. Market disruptions, technological outages, cyber incidents, regulatory actions or force majeure events may materially affect order execution, pricing, data availability and access to Services.
5. Stock Bazaar is a market-data and analytics platform, not a SEBI-registered investment adviser, and does not provide any personalised investment advice.

You acknowledge that you trade and invest entirely at your own discretion and risk, and the Company, its directors, officers, and data partners shall not be held liable for any trading losses or financial damage incurred as a result of using the Platform.

1. Investments in equity shares, exchange-traded funds, mutual funds, derivatives (futures and options), and commodities are subject to market risks, price volatility, liquidity constraints, and the risk of loss of principal capital.
2. Derivative and leveraged trading carries extreme risk where losses can substantially exceed initial margin capital, as widely cautioned across the Indian securities ecosystem.
3. Past performance, backtested results, technical patterns, and historical statistics are not indicative of future returns.

1. Stock Bazaar is strictly a technology and data analytics platform and is not a SEBI-registered investment adviser, research analyst, or broker.
2. No communication, scanner result, chart analysis, or alert generated on the Platform constitutes personalised investment advice or a solicitation to execute any trade.

“Confidential Information” includes non-public user data, proprietary algorithmic configurations, system architecture, integration tokens, and confidential financial metrics transmitted across the Platform.

1. The Company undertakes to protect User Confidential Information using the same degree of care it uses for its own proprietary information, and not less than a reasonable standard of care.
2. Access to user data is restricted to authorized personnel, contractors, and third-party vendors strictly on a need-to-know basis subject to binding confidentiality agreements.

The Company may disclose Confidential Information: (a) where required by Applicable Law, judicial decree, SEBI, or regulatory order; (b) to statutory auditors, legal counsel, and tax advisors; or (c) in connection with mandatory compliance obligations under PMLA or CERT-In directives.

1. We treat Personal Data and non-public information provided by you as confidential, subject to this Agreement and Applicable Law.
2. We will not disclose your Personal Data to third parties except:
   1. to our group entities, service providers and partners strictly on a need-to-know basis for provision of Services;
   2. where required by law, regulatory authorities, exchanges, depositories or law enforcement; or
   3. with your consent or at your direction.
3. The Company maintains multi-layered security protocols, network segmentation, and continuous monitoring across its databases and third-party infrastructure.
4. In the event of a data incident affecting third-party service providers or data warehouses, we will take reasonable steps similar to those undertaken by other market participants, such as restricting access to impacted systems, enhancing security layers, enabling 24x7 monitoring and ring-fencing networks, and will notify you where required by law.

16.1 Categories of Data Collected

1. Identification and KYC Data: Name, date of birth, contact details, address, PAN, Aadhaar or other identifiers, KYC records, photographs, signatures and such other information as may be required under KYC / AML norms.
2. Account and Usage Data: Login credentials, device identifiers, IP address, logs of access time, pages/features accessed, clickstream data, error logs and preferences.
3. Financial and Transaction Data: To the extent relevant, holdings and portfolio information imported via integrated brokers or partners, and other information made available through such integrations, in accordance with their and our terms.
4. Marketing and Communication Data: Marketing preferences, communication history and response metrics.
5. Cookies and Similar Technologies: Data collected through cookies, web beacons and similar technologies, as described in the Cookie Policy below.
6. Technical & Log Data: IP addresses, browser specifications, access timestamps, feature usage, screener parameters, and system audit logs.
7. Financial & Billing Data: Payment gateway identifiers, subscription transaction history, and tokenised broker connections.

16.2 Purposes of Processing

1. Onboarding, identity verification and KYC/AML compliance, where applicable.
2. Provision, operation and improvement of the Platform and Services, including troubleshooting, analytics, performance monitoring and user support.
3. Compliance with Applicable Law and regulatory reporting obligations.
4. Risk management, information security monitoring and fraud prevention.
5. Marketing, service updates, product information and user engagement, subject to your communication preferences.

16.3 Personal Data

Processing of Personal Data is generally based on one or more of the following:

1. performance of this Agreement;
2. compliance with legal obligations;
3. legitimate interests in operating and securing the Platform and Services; and/or
4. consent where specifically required (for example, for certain marketing communications and optional analytics).

16.4 Data Retention and Account Deletion Policy

1. We retain your Personal Data for as long as your account remains active and as required to provide you with the Services.
2. If you choose to delete your account or submit an account deletion request through the Platform as per the terms contained in this Agreement.
   1. Your account credentials, profile visibility, active watchlists, customized scanner configurations and promotional communication subscriptions will be de-activated and removed from active user databases;
   2. In accordance with the statutory obligations under the Prevention of Money Laundering Act, 2002 (PMLA), the Prevention of Money-Laundering (Maintenance of Records) Rules, 2005, and regulatory circulars, all KYC documentation, identity verifications and client due diligence records must and shall be preserved for a mandatory minimum statutory retention period including a period of not less than three (3) years after the termination of the business relationship or closure of the account, or such longer period as prescribed by law or regulatory directive;
   3. Financial transaction logs, invoices, payment gateway records, subscription billing records, tax compliance records and books of account shall be retained for internal bookkeeping, tax audits, statutory accounting and corporate governance purposes in compliance with the Companies Act, 2013, the Income-tax Act, 2025, and relevant commercial statutes for mandatory preservation periods ordinarily three (3) financial years or as required by law;
   4. Technical access logs, incident logs and ICT system audit trails shall be preserved for mandatory periods as mandated under CERT-In directions (including a minimum of 180 days) and for the period necessary to establish, exercise, or defend legal claims, enforce this Agreement, prevent fraud, or comply with lawful subpoenas and judicial orders.
3. Following the expiry of applicable statutory and audit retention periods, data will either be irreversibly anonymized, securely deleted, or overwritten in accordance with industry-standard data disposal practices.

16.5 Account Deletion Process

Users may permanently initiate deletion of their account at any time through our automated self-service account deletion pathways:

1. Stock Bazaar Website: Navigate to Profile > Personal Info > Delete Account and confirm the deletion prompt.
2. Stock Bazaar App: Navigate to Profile -> Account -> Delete Account and complete the in-app confirmation.

16.6 Data Rights

Subject to Applicable Law, you may have rights to request access, correction, deletion, restriction or portability of your Personal Data, or to object to certain processing. Requests may be addressed to the Grievance Officer at grievance@gargventures.com and will be processed in accordance with Applicable Law.

1. The Platform may use essential, functional, analytical and, where permitted, advertising cookies and similar technologies to:
   1. enable core functionalities and security;
   2. remember your preferences;
   3. understand usage patterns and improve performance; and
   4. present relevant content and communications, similar to cookie practices disclosed by leading financial media and investment platforms.
2. By continuing to use the Platform, you consent to our use of cookies, as described here, subject to any settings or opt-out mechanisms made available to you and subject to Applicable Law.

1. In line with evolving securities and KYC frameworks, users of securities-related platforms may be required to undergo Know Your Client (KYC) verification through KYC Registration Agencies (KRAs) and other regulated utilities where they access regulated services such as broking or depository accounts.
2. You agree:
   1. to provide true, complete and up-to-date KYC information and documents when requested by us or by our regulated partners;
   2. that such KYC data may be validated with or obtained from KRAs, depositories, banks or other regulated entities; and
   3. that your KYC status may be used and shared, to the extent permitted by law, for onboarding and servicing by our partners, including brokers and depository participants.
3. Failure to provide or maintain valid KYC may result in restriction or suspension of access to certain Services and may be reported as required under Applicable Law.

1. We implement reasonable technical and organisational measures designed to protect Personal Data and confidential information against unauthorised access, alteration, disclosure or destruction. These measures may include network segmentation, encryption, access controls, logging and monitoring, and periodic security reviews, consistent with industry practices followed by leading digital financial platforms.
2. However, you acknowledge that no method of transmission or storage is fully secure and that we cannot guarantee absolute security of data transmitted over the internet.
3. Where reasonably required, we may engage reputable third-party security experts and cloud/infrastructure providers, subject to contractual confidentiality and security obligations.

1. To the extent the Platform or Company charges subscription fees, onboarding fees or other charges for specific Services, such fees shall be payable in accordance with the pricing and billing terms notified to you at the time of purchase or subscription.
2. Unless expressly specified otherwise in the applicable product or plan description:
   1. All fees and subscription charges paid for Stock Bazaar services are strictly non-refundable and non-transferable.
   2. cancellations of subscriptions will take effect at the end of the then-current billing cycle, and access to paid features will continue until such date;
3. Any refunds that may be provided as an exception shall be at the sole discretion of the Company and may be subject to additional terms.
4. Paid plans can be cancelled any time but stay active till the end of the billing period and do not auto-renew unless you provide specific instructions for the same.

1. Access to certain advanced analytics, premium screeners, real-time alert modules, or research tools may require payment of subscription fees as specified at the time of purchase.
2. All fees are exclusive of applicable GST and statutory taxes, which shall be charged additionally.

1. All fees and subscription charges paid for Stock Bazaar services are strictly non-refundable and non-transferable.
2. No full or partial refunds, chargebacks, or credits will be issued for unused subscription periods, lack of usage, market movements, missed stock alerts, data feed delays, or user dissatisfaction with technical screener results.

1. You may cancel your recurring subscription at any time via your account dashboard or by writing to support@gargventures.com
2. Upon cancellation, your paid subscription will remain active until the end of the current paid billing cycle, and no further recurring charges will be applied.

Any waiver, exception, or discretionary credit offered by the Company in extraordinary technical circumstances shall be at its sole discretion and shall not constitute a continuing waiver or entitlement.

All third-party company names, stock ticker symbols, brand names, corporate logos, and registered trademarks displayed on the Platform belong exclusively to their respective owners. Their display on Stock Bazaar is strictly for fair-use identification, indexation, and informational reference purposes, and does not imply any affiliation, sponsorship, endorsement, or commercial association between Stock Bazaar and such entities.

1. By creating an account and using the Platform, you explicitly consent to receive electronic communications, transactional notifications, account security alerts, subscription updates, scanner notifications and service communications from the Company through WhatsApp, email, in-app notifications, SMS or other electronic means at the contact coordinates registered with your profile relating to:
   1. service, transactional and security-related information;
   2. regulatory or legal notices;
   3. product updates, market information and promotional content, where permitted by law and subject to your preferences.
2. Where required, we will obtain or record specific consent for direct marketing communications, similar to consent banners used by other financial media and investment platforms that allow users to agree to personalised recommendations and marketing.
3. You may opt out of non-essential marketing communications via mechanisms provided in such communications or through your account settings; however, you will continue to receive essential transactional and legal communications.

1. The Platform and Services are provided on an “as is” and “as available” basis, without any warranties of any kind, whether express, implied or statutory, including warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy, timeliness, completeness or availability, to the fullest extent permitted by Applicable Law.
2. Without limiting the generality of the foregoing, the Company expressly disclaims any liability arising out of:
   1. discrepancies, inaccuracies, omissions or errors in outsourced data feeds or market data;
   2. human error in data transcription, formatting or aggregation;
   3. failure of automated scanners or alerts to identify, capture or notify regarding any stock, derivative, pattern or market event;
   4. uninterrupted, timely, secure or error-free operation of the Platform; or
   5. market data, analytics or content delays or interruptions, which are known risks in online stock market and financial platforms globally.
3. To the maximum extent permissible under law, in no event shall the Company or its directors, officers, employees or affiliates be liable for any indirect, incidental, special, consequential or punitive damages, or for any loss of profits, trading losses, revenues, data or goodwill, arising out of or in connection with your use of, or inability to use, the Platform, scanners, alerts, or Services.

You agree to indemnify, defend and hold harmless the Company, its directors, officers, employees and affiliates from and against any and all claims, liabilities, damages, losses, costs and expenses (including reasonable legal fees) arising out of or in connection with: (a) your breach of this Agreement; (b) your violation of Applicable Law; or (c) your misuse of the Platform or Services.

1. We maintain a grievance redressal mechanism consistent with expectations for financial and investment platforms to address user complaints and queries in a timely manner.
2. For any concerns relating to the Platform, including privacy, data protection or service issues, you may contact:
   1. Email (Support): support@gargventures.com
   2. Grievance Officer: Ms. Chhavi Sharma, Founder’s Associate, grievance@gargventures.com
3. The Grievance Officer shall acknowledge and endeavour to resolve grievances within the timelines prescribed by Applicable Law, where specified.

1. We may, at any time and with or without notice, suspend, restrict or terminate your access to the Platform or any part of the Services if:
   1. we reasonably suspect breach of this Agreement or Applicable Law;
   2. we are required to do so by law, a court or regulatory authority; or
   3. we discontinue or materially modify the Platform or relevant Services.
2. Upon termination, your right to access and use the Platform shall immediately cease, but provisions which by their nature should survive (including confidentiality, statutory KYC and data retention, bookkeeping, record-keeping, intellectual property, limitation of liability, disclaimers, indemnity and dispute resolution) shall continue in full force and effect.

1. Support Email Excluded from Legal Service: The email address support@gargventures.com is dedicated exclusively to technical troubleshooting, general inquiries, and routine customer service. Communication or emails sent to support@gargventures.com shall NOT constitute legal notice, statutory notice, or formal service of process upon the Company, its directors, or its officers under any enactment.
2. Mandatory Service by Physical Mail: Any formal legal notice, demand, dispute invocation, or statutory communication must be served in writing by registered post or recognized speed post addressed to the Registered Corporate Office of Garg Ventures Private Limited at its corporate address of record.

1. Specific Minor Restriction: The Platform does not knowingly collect or solicit personal information from anyone under the age of 13, nor does it allow anyone under the age of 13 to sign up for the Service.
2. Remedial Deletion: If we discover or receive verified notice that personal information from a child under the age of 13 has been collected without parental consent, we will expeditiously delete that information from our active databases. Parents or guardians may report any suspected underage account by emailing grievance@gargventures.com.
3. General Legal Age of 18+: While the Site maintains a strict child-safety prohibition for individuals under 13, contractual registration remains strictly limited to adults who have completed 18 years of age pursuant to our Terms of Service.

1. We may update or modify this Agreement from time to time to reflect changes in law, regulatory guidance, business practices or Services, similar to how financial platforms periodically revise their terms and privacy disclosures.
2. Revised terms will be posted on the Platform and, where required by law, notified to you. Your continued use of the Platform after such changes constitutes your acceptance of the revised Agreement.

1. This Agreement shall be governed by and construed in accordance with the laws of India.
2. The courts at Ferozepur, Punjab, India shall have the exclusive jurisdiction over all disputes or claims between the User and the Company under this Agreement.
3. Nothing in this clause shall limit any rights you may have under Applicable Law to approach regulatory or statutory forums.

1. If any provision of this Agreement is held invalid or unenforceable, such provision shall be enforced to the maximum extent permissible and the remaining provisions shall continue in full force.
2. Our failure to enforce any right or provision shall not constitute a waiver of such right or provision.
3. You may not assign or transfer your rights or obligations under this Agreement without our prior written consent. We may assign or transfer this Agreement in connection with a merger, acquisition, restructuring or transfer of business.
4. This Agreement was last updated on October 05th, 2026, which is the date currently indicated on the Platform’s Terms of Service page and may be updated from time to time.
5. For reference, the Company is incorporated as Garg Ventures Private Limited, CIN U01100PB2021PTC053556, as disclosed on the Platform footer.